Small Business Loans & Startup Loans

SCCF small business loans range from $1,000 to $50,000. Loan funds can be used to fund a variety of projects including equipment, inventory, and working capital expenses. They can also be used to refinance and consolidate existing business debt at a lower interest rate. The Shenandoah Community Capital Fund is an Equal Opportunity lender, provider, and employer.

Since opening our doors in 2008, SCCF has lent out over $1.2 million dollars to entrepreneurs in the Shenandoah Valley.


The Virginia Individual Development Account (VIDA) is a match savings program for individuals of modest means that matches your savings $8 for every $1 you save. You can save up to $500, and with the match your total savings can be $4,500. These funds can be used towards starting a business, expanding a business, or purchasing a home.
We're not currently accepting applications at this time

For additional information on homeownership, check out the Virginia Fair Housing Office or download this brochure